Articles

  1. Canada Caregiver Credit: Eligibility, Amounts, and Claiming RulesThe Canada caregiver credit is a federal non-refundable tax credit for people who support a family member with a physical or mental infirmity. It can reduce…
  2. How to Apply for the GST/HST Credit and Know Your Payment DatesThe GST/HST credit is a tax-free quarterly payment that helps individuals and families with low or modest incomes offset some of the goods and services tax or…
  3. What happens to CPP when you move abroadMoving outside Canada does not usually erase the Canada Pension Plan (CPP) contributions you made during your working years. If you qualify for a CPP…
  4. How Family Income And Child Count Shape The Canada Child BenefitThe Canada Child Benefit (CCB) is a tax-free monthly payment designed to help eligible families with the cost of raising children under 18. The amount is not…
  5. OAS Deferral: Should You Wait Until Age 70 for a Higher PaymentOld Age Security is a taxable monthly benefit available to many Canadians beginning at age 65. Unlike the Canada Pension Plan, OAS is based mainly on age and…
  6. Can You Work While Receiving CPP? The Earnings Test ExplainedMany Canadians continue working after starting their Canada Pension Plan retirement pension. Employment income does not automatically reduce or suspend regular…
  7. How spousal CPP sharing can affect your retirement incomeCanada Pension Plan (CPP) sharing allows eligible spouses or common-law partners to divide part of their CPP retirement income. The arrangement can create a…
  8. Understanding the Canada Pension Plan Survivor’s PensionThe Canada Pension Plan (CPP) survivor’s pension provides monthly income to an eligible spouse or common-law partner after the death of a CPP contributor. It…
  9. How to Apply for the Disability Tax Credit in CanadaThe Disability Tax Credit (DTC) is a non-refundable tax credit for people with a severe and prolonged impairment in physical or mental functions. It can reduce…
  10. Guaranteed Income Supplement Changes Canadians Should Know in 2025The Guaranteed Income Supplement (GIS) remains one of Canada’s most important supports for low-income seniors. It provides a monthly, tax-free payment to…