Articles

  1. How to Claim Tuition Credits While Your Child Receives the Canada Child BenefitCanadian families can claim education-related tax relief even when a child receives the Canada Child Benefit (CCB). These are separate federal programs: the…
  2. How Alberta’s Electricity Rebate Reduced Household Energy BillsAlberta’s electricity rebate was a temporary provincial measure designed to soften the impact of unusually high power prices. Rather than sending households a…
  3. Reapplying for GIS After a Year of Higher Investment IncomeA strong year for dividends, interest, managed funds, or other investments can affect Canada’s Guaranteed Income Supplement (GIS). Because GIS is…
  4. How the new Canadian Dental Care Plan affects annual benefit reportsThe Canadian Dental Care Plan has rolled out in stages since late 2023, eventually expanding to cover millions of residents who previously had no private…
  5. Quebec Child Assistance Payment Timing with Federal BenefitsFor Australian readers tracking how overseas welfare systems work, the Quebec family support structure offers a useful parallel to the Family Tax Benefit and…
  6. How to Calculate Your Break-Even Age for Deferring OAS to Age 70Deferring Old Age Security (OAS) from age 65 to age 70 can increase your monthly Canadian pension by up to 36%. The trade-off is that you give up five years of…
  7. How Seasonal Income Affects the Ontario Child BenefitThe Ontario Child Benefit (OCB) is an income-tested payment for eligible Ontario families raising children under 18. Its amount is linked to family income, so…
  8. Transferring the Disability Tax Credit to a supporting family memberThe Disability Tax Credit (DTC) is one of the most valuable yet underused credits for Canadian households facing a severe disability. When the person with the…
  9. How the British Columbia Seniors Home Renovation Tax Credit WorksAcross Australia, homeowners from Sydney to Perth spend billions each year on renovations, and shows like The Block have made upgrades a national obsession.…
  10. How a Lump-Sum CPP Payment Can Affect Benefit ClawbacksA retroactive Canada Pension Plan payment can look like a welcome windfall, but it may also raise the income used to test other government benefits. The key…