Articles

  1. How the Canada Pension Plan Death Benefit WorksThe Canada Pension Plan (CPP) death benefit is a one-time payment made after the death of a CPP contributor. It is intended to help with immediate costs…
  2. How to apply for the Canada Child Benefit after a divorceDivorce or separation can change which parent receives the Canada Child Benefit (CCB), but the process is usually an update to an existing CRA file rather than…
  3. How to avoid overpayments on your CPP and OASCanada Pension Plan (CPP) and Old Age Security (OAS) payments are usually reliable, but an incorrect payment can create a debt with the federal government.…
  4. How GIS and OAS Work Together for Canadian SeniorsCanada’s Old Age Security system includes several benefits that serve different purposes. The Old Age Security pension provides a basic monthly payment to…
  5. How to Apply for Canada’s Seniors BenefitsCanada’s senior benefits are designed to provide income support during retirement, but the application process can differ depending on the program. The main…
  6. How to Budget for Household Expenses on a Fixed IncomeManaging household expenses on a fixed income requires a clear view of what comes in, what must go out, and which costs change throughout the year. This may…
  7. How Seniors Can Claim the Home Accessibility Tax CreditA safer bathroom, wheelchair ramp, wider doorway, or upgraded flooring can make daily life easier for an older Canadian. The federal Home Accessibility Tax…
  8. Registered Disability Savings Plan benefits and eligibilityThe Registered Disability Savings Plan (RDSP) is a Canadian savings account designed to help people with severe and prolonged disabilities build long-term…
  9. Building education savings with the Canada Learning BondThe Canada Learning Bond (CLB) helps eligible families put money aside for a child’s education after high school. It is a federal grant deposited into a…
  10. How to split pension income with your spouse for tax savingsRetirement income can look very different between spouses, especially when one partner has a workplace pension, RRIF withdrawals, or an annuity while the other…