Articles

  1. How CPP credit splitting works after divorceDivorce can change more than household arrangements. It may also affect the Canada Pension Plan (CPP) retirement income each former spouse receives later in…
  2. How Canada’s Inflation Reduction Payments Changed Eligibility RulesCanada’s inflation relief payments did not create one permanent benefit with a single set of rules. Instead, the federal government used existing programs,…
  3. How to challenge a GIS or OAS decision in CanadaReceiving a denial, reduction, or suspension notice for the Guaranteed Income Supplement (GIS) or Old Age Security (OAS) can be stressful, especially when the…
  4. How the Disability Tax Credit Can Reduce Your Tax BillThe Disability Tax Credit (DTC) is a federal tax measure for Canadians with a severe and prolonged impairment in physical or mental functions. It is designed…
  5. What happens to your CCB when maternity benefits beginStarting maternity leave can change your household income, but it usually does not stop the Canada Child Benefit (CCB). The CCB is a separate federal payment…
  6. Forecasting Your OAS Clawback After Large Capital GainsA large capital gain can create an unexpected OAS repayment obligation, even when your regular pension income has not changed. Selling an investment property,…
  7. How the New Brunswick Child Tax Benefit Works With Federal ProgramsFamilies in New Brunswick may receive several forms of government support for raising children. The New Brunswick Child Tax Benefit is a provincial,…
  8. How to keep benefit payments moving while abroadLeaving Canada for a holiday, extended visit, or permanent move can affect the way government benefits are paid. The key issue is not simply whether a payment…
  9. How the Canada Pension Plan post-retirement benefit worksContinuing to work after starting your Canada Pension Plan retirement pension can create an additional payment called the Post-Retirement Benefit, or PRB. It…
  10. How Pension Splitting Can Change Your GIS EntitlementGuaranteed Income Supplement (GIS) is designed to support low-income Canadians who receive Old Age Security (OAS). The amount depends on income, marital…