Articles

  1. Registered Disability Savings Plan benefits and eligibilityThe Registered Disability Savings Plan (RDSP) is a Canadian savings account designed to help people with severe and prolonged disabilities build long-term…
  2. Building education savings with the Canada Learning BondThe Canada Learning Bond (CLB) helps eligible families put money aside for a child’s education after high school. It is a federal grant deposited into a…
  3. How to split pension income with your spouse for tax savingsRetirement income can look very different between spouses, especially when one partner has a workplace pension, RRIF withdrawals, or an annuity while the other…
  4. How to Report an Income Change for the Canada Child BenefitThe Canada Child Benefit (CCB) is based on your family’s adjusted net income, the number of children in your care, their ages, and your family situation.…
  5. How to find a free tax clinic for low-income CanadiansFiling an income tax return can be difficult when money is tight, paperwork is confusing, or online tax software feels out of reach. Free tax clinics help…
  6. How the working income tax benefit tops up low wagesLow-paid work can provide valuable income while still leaving a household short after rent, groceries, transportation, and taxes. Canada’s Working Income Tax…
  7. Canada Carbon Rebate Application, Dates, and Payment AmountsThe Canada Carbon Rebate (CCR) was a quarterly payment intended to help households offset the federal fuel charge. It was formerly known as the Climate Action…
  8. Receiving CPP and OAS at the same time in CanadaMany Canadians can collect the Canada Pension Plan (CPP) retirement pension and Old Age Security (OAS) together. These programs are separate, so qualifying for…
  9. How the age amount tax credit reduces your taxesThe age amount is a Canadian non-refundable tax credit that can lower the federal income tax payable by eligible seniors. It is available to people who are at…
  10. The Canada Disability Benefit and what to expect in 2025The Canada Disability Benefit is a new federal income-support program for working-age Canadians with disabilities. It is designed to reduce poverty among…