Articles

  1. How Bankruptcy Affects Federal Benefits and Tax RefundsDeclaring bankruptcy can change how income, government payments and tax refunds are handled. The effect depends on the country, the type of payment, the date…
  2. Moving From Quebec To Alberta: What Happens To Your CPPA move from Quebec to Alberta can change which Canadian public pension plan receives your future payroll contributions. Quebec generally uses the Quebec…
  3. How to Apply for the Disability Tax Credit Retroactively for Ten YearsThe Disability Tax Credit (DTC) is a non-refundable Canadian tax credit for people with a severe and prolonged impairment in physical or mental functions.…
  4. How Separation Changes CCB and GST Credit PaymentsSeparating from a spouse can change several Canadian benefits at once. The Canada Child Benefit (CCB) and the GST/HST credit are both influenced by family…
  5. How Relationship Status Affects CPP Survivor BenefitsFor Canadians living in Australia, the Canada Pension Plan (CPP) survivor benefit can be an important source of income after a partner dies. Eligibility…
  6. How Going Back to School Full-Time Impacts Your Provincial Disability SupportReturning to full-time study can affect disability payments, medical reviews, employment expectations and related concessions. The outcome depends on the…
  7. How Student Loan Repayments Can Affect Your Canada Workers BenefitA student loan repayment can feel like a major change to a household budget, but it usually does not reduce your Canada Workers Benefit (CWB) dollar for…
  8. How Ontario Long-Term Care Can Affect Your OASMoving into a long-term care home in Ontario does not usually cancel Old Age Security (OAS). The pension remains tied to your age, Canadian residence history,…
  9. Cutting old subscriptions on a fixed government income in AustraliaRecurring subscriptions can quietly weaken a household budget. A few streaming services, unused apps, premium memberships and automatic deliveries may seem…
  10. How to handle an unexpected deduction from your OAS paymentAn unexpected reduction in Old Age Security (OAS) can be unsettling, particularly when the payment arrives in a different currency and helps cover everyday…