Articles

  1. How Ontario Drug Benefit Works With Federal Seniors ProgramsOntario seniors often receive support from several public programs at the same time. The Ontario Drug Benefit (ODB) program helps pay for eligible prescription…
  2. How Border Delays Can Affect an OAS Application From AbroadLiving between Canada and another country can make an Old Age Security application feel less straightforward. Mail may take longer to arrive, identity…
  3. How the Canada Training Credit Can Lower Your Tax BillThe Canada Training Credit (CTC) helps eligible workers recover part of the cost of career-related education. It is a refundable tax credit, meaning it can…
  4. When buying back missing CPP years makes financial senseCanadians sometimes ask whether they can pay for years in which they made little or nothing to the Canada Pension Plan. The answer is usually no: CPP is not…
  5. Splitting Pension Income After RetirementRetirement income can come from several sources, including workplace pensions, RRIF withdrawals, annuities, CPP, OAS, and investment accounts. In Canada, some…
  6. How Canada’s Grocery Rebate Worked and What Comes NextCanada’s Grocery Rebate was a one-time federal payment designed to help households manage higher food prices and other everyday expenses. It was delivered in…
  7. Moving From Canada to the US With OASMoving from Canada to the United States does not automatically cancel your Old Age Security pension. OAS is based mainly on your age, Canadian residence…
  8. How Manitoba child benefit payments are scheduledThe Manitoba Child Benefit (MCB) helps eligible low-income families with children under 18. It is a provincial benefit, but the Canada Revenue Agency (CRA)…
  9. Planning CPP Deferral With a Younger SpouseDeciding when to start the Canada Pension Plan (CPP) retirement pension is a household decision when spouses are different ages. Delaying CPP may provide a…
  10. How PBS Benefits Can Change Your Tax ReturnParents for Baby Support (PBS) benefits can affect a family’s tax filing in different ways, depending on who provides the payment and how it is reported. The…