Articles

  1. How income support works before age 65The Guaranteed Income Supplement (GIS) is a monthly, non-taxable benefit for low-income Canadians who receive Old Age Security (OAS). Because OAS generally…
  2. How to tell whether a CRA benefit was reduced for debt recoveryA smaller government payment can be unsettling, especially when the deposit arrives without an obvious explanation. A reduced Canada Child Benefit, GST/HST…
  3. How PEI’s Seniors’ Drug Plan Supports OAS RecipientsFor many older Islanders, Old Age Security (OAS) is an essential source of monthly income, but it may not cover the rising cost of prescriptions. Prince Edward…
  4. How a Temporary Layoff Affects Your CPP Contribution HistoryA temporary layoff can interrupt your paycheques without ending your employment relationship. For Canada Pension Plan purposes, however, the key issue is…
  5. How A New Baby Can Change Your Canada Child BenefitA new baby can change your household budget immediately, and the Canada Child Benefit (CCB) is one of the main federal supports available to eligible Canadian…
  6. How to Claim the Volunteer Firefighters Tax Credit With Your BenefitsVolunteer firefighters provide essential emergency services while often balancing regular employment, family responsibilities, and other financial commitments.…
  7. How to apply for ODSP while workingHow to Apply for the Ontario Disability Support Program (ODSP) While Working can seem complicated, especially when employment income changes from month to…
  8. How the Alberta Adult Health Benefit supports low-income familiesMedical expenses can strain a household budget even when a family has provincial health coverage. Alberta’s Adult Health Benefit (AAHB) helps eligible…
  9. How RESP Withdrawals Can Change Family Benefit CalculationsRegistered Education Savings Plans help families set money aside for post-secondary education, but taking money out can have different tax effects depending on…
  10. How BC climate action tax credit payments differ across regionsBritish Columbia’s Climate Action Tax Credit is designed to help low- and moderate-income households offset part of the carbon tax included in everyday costs.…