Articles

  1. How Adding a Spouse’s Income Changes Your Canadian Tax PictureCanadian tax brackets apply to individuals, not directly to households. When spouses or common-law partners file their returns, each person reports their own…
  2. Saskatchewan Shelter Aid for Seniors: How to ApplyMany Saskatchewan seniors need help keeping rent and utilities manageable after retirement. Although people may refer to this support as “shelter aid,”…
  3. How to Use the Child Disability Benefit for Therapy CostsTherapy can be a significant household expense when a child needs speech-language services, occupational therapy, physiotherapy, behavioural support,…
  4. How a lump sum can change your GIS entitlementThe Guaranteed Income Supplement (GIS) is intended for low-income seniors who receive Old Age Security (OAS). Because eligibility is based on income, a…
  5. Your Guide to Provincial Senior Drug Coverage ProgramsPrescription costs can become a significant part of a senior’s monthly budget, especially when several medications are needed for chronic conditions. In…
  6. How Alberta’s Child Benefit Compares With the CCBFamilies in Alberta may receive two separate forms of child assistance: the federal Canada Child Benefit (CCB) and the Alberta Child and Family Benefit (ACFB).…
  7. How spousal RRSPs affect OAS and GIS for low-income seniorsA spousal RRSP can help a couple balance retirement income, but it may also affect needs-tested benefits later. Withdrawals from the plan can increase taxable…
  8. What counts as working income for the Canada Workers BenefitThe Canada Workers Benefit (CWB) is a refundable tax credit for eligible low-income workers. It is designed to supplement earnings, so the type of income you…
  9. British Columbia’s senior supplement and federal income supportsBritish Columbia’s Senior’s Supplement is a provincial payment designed to provide extra income to some low-income seniors. It works alongside federal programs…
  10. How to Report Self-Employment Income for CCB RenewalThe Canada Child Benefit (CCB) is recalculated every July using information from the previous year’s tax return. For self-employed parents, accurate reporting…