Articles

  1. How The Quebec Pension Plan Differs From The National CPPCanada has two closely related public pension programs: the Canada Pension Plan (CPP) and the Quebec Pension Plan (QPP). Both provide retirement income based…
  2. How to Budget for a CRA Benefit Overpayment Repayment PlanA Canada Revenue Agency benefit overpayment can disrupt a household budget, especially when the amount is connected to the Canada Child Benefit, GST/HST…
  3. Are your investment earnings affecting your GST/HST credit?Investment income can change the amount of GST/HST credit you receive, even when your wages or pension payments stay the same. Interest, dividends, taxable…
  4. How the Climate Action Incentive Payment Worked in ManitobaThe Climate Action Incentive Payment was a federal rebate designed to return part of the proceeds from Canada’s carbon pricing system to households. In…
  5. How Federal Minimum Wage Hikes Affect EI and CPP ContributionsWhen the federal minimum wage rises, workers usually see higher gross pay. That change can affect payroll deductions for the Canada Pension Plan (CPP) and…
  6. The Complete Guide to the Canada Workers Benefit for 2025The Canada Workers Benefit (CWB) is a refundable tax credit designed to support people with low employment income. Unlike a non-refundable credit, it can…
  7. Alberta inflation support payment: eligibility and key datesRising grocery, housing, utility, and transportation costs have made provincial assistance especially important for Alberta households. The province’s most…
  8. How RRIF Withdrawals Affect OAS And GIS ClawbacksRetirement income can change the amount of government support you receive, even when your total savings remain the same. For Canadians receiving Old Age…
  9. Seniors’ property tax deferral programs across Canada explainedProperty taxes can become difficult to manage when retirement income is limited, especially for homeowners facing higher municipal bills, rising utility costs,…
  10. What happens to your GIS when you turn 70Turning 70 can affect several parts of your retirement income, but it does not create a special Guaranteed Income Supplement (GIS) increase by itself. GIS…