Articles

  1. Allowance payment dates for Canadians aged 60 to 64The Allowance is a monthly Government of Canada benefit for low-income people aged 60 to 64 whose spouse or common-law partner receives the Guaranteed Income…
  2. How Your GIS Amount Changes If You Win the LotteryWinning a lottery can raise immediate questions for Canadians who receive the Guaranteed Income Supplement (GIS). Since GIS is designed for low-income seniors,…
  3. How Alberta’s CPP Exit Plan Could Affect Your Future PensionAlberta’s proposal to leave the Canada Pension Plan (CPP) and create a separate Alberta Pension Plan (APP) has raised important questions for workers,…
  4. How to Calculate Your CPP Death Benefit for Your EstateThe Canada Pension Plan (CPP) death benefit is a one-time payment made after an eligible contributor dies. It is generally paid to the estate, although another…
  5. What Is the Maximum OAS Pension in 2026The maximum Old Age Security pension in 2026 depends on your age, payment quarter, and whether you delay starting the benefit. OAS is indexed to inflation, so…
  6. How Working In Retirement Changes Your OAS PaymentsContinuing to work after age 65 can provide valuable income, structure, and workplace benefits. It can also affect how much Old Age Security (OAS) you keep…
  7. When You Need to Start Repaying GIS OverpaymentsThe Guaranteed Income Supplement (GIS) is an income-tested monthly benefit for eligible Old Age Security recipients with limited income. Because entitlement…
  8. How to Apply for the Canada Pension Plan Survivor BenefitWhen a spouse or common-law partner dies, the Canada Pension Plan (CPP) survivor benefit may provide continuing monthly income. It is designed for the…
  9. How CPP’s Drop-Out Provision Can Change Your PensionThe Canada Pension Plan (CPP) drop-out provision can increase your retirement pension by removing some low-earning or zero-income months from the calculation.…
  10. Planning for Lower GIS After Starting CPP at 70Taking CPP at age 70 can produce a larger monthly pension than starting at 65. That increase may strengthen long-term retirement income, but it can also reduce…