Articles

  1. How the Canada Dental Benefit Works Alongside Provincial PlansDental costs can be difficult to manage when coverage is divided between federal and provincial programs. The Canada Dental Benefit was created as temporary…
  2. Understanding working and non-working CPP creditsThe Canada Pension Plan (CPP) is based mainly on your contributions and pensionable earnings during your working life. The more you contribute, and the longer…
  3. Ontario Trillium Benefit payments: who gets what in 2025The Ontario Trillium Benefit (OTB) helps eligible Ontario residents manage sales tax, energy, and housing costs. It combines three provincial credits into one…
  4. How TFSA Contribution Room Can Affect Your BenefitsA Tax-Free Savings Account (TFSA) can do more than help Canadians save and invest. The account may also influence how efficiently a household manages…
  5. Why Your CPP Payment May Be Lower Than ExpectedA CPP payment can differ from the amount you had in mind for several legitimate reasons. The estimate may have assumed a different retirement age, a longer…
  6. How to apply for the Canada Child Benefit for a child with a special needs trustA special needs trust can help protect money for a child with a disability without placing day-to-day funds directly under the child’s control. It does not, by…
  7. How CPP Credit Splitting Works After DivorceDivorce can change more than a household’s living arrangements. It may also affect retirement income, including benefits paid through the Canada Pension Plan…
  8. How single seniors can secure more GIS in 2025The Guaranteed Income Supplement (GIS) is a monthly, tax-free benefit for low-income Canadians who receive Old Age Security (OAS). For a single senior, the…
  9. How Refugee Families Can Apply for the Canada Child BenefitThe Canada Child Benefit (CCB) is a tax-free monthly payment for eligible families raising children under 18. The amount depends mainly on family income, the…
  10. How to Use the Canada Pension Plan Shared Pension OptionThe Canada Pension Plan (CPP) shared pension option allows eligible spouses or common-law partners to divide CPP retirement pension income between them. The…