The Canada Child Benefit (CCB) is one of the most important programs for Canadian families. Offering tax-free monthly payments, it helps parents and guardians offset the costs of raising children.
The amount families receive depends on various factors such as income, the number of children, and whether the children are eligible for special benefits.
If you’re wondering when the payments will be made, here’s a breakdown of CCB payment dates for 2024 and 2025, along with other essential details about the benefit.
CCB Payment Dates for 2024
The Canada Child Benefit is paid monthly, and the dates for 2024 are as follows:
| Month | CCB Payment Date |
|---|---|
| January | January 19, 2024 |
| February | February 20, 2024 |
| March | March 20, 2024 |
| April | April 19, 2024 |
| May | May 17, 2024 |
| June | June 20, 2024 |
| July | July 19, 2024 |
| August | August 20, 2024 |
| September | September 20, 2024 |
| October | October 18, 2024 |
| November | November 20, 2024 |
| December | December 13, 2024 |
CCB Payment Dates for 2025
For 2025, here are the expected CCB payment dates:
| Month | CCB Payment Date |
|---|---|
| January | January 20, 2025 |
| February | February 20, 2025 |
| March | March 20, 2025 |
| April | April 17, 2025 |
| May | May 20, 2025 |
| June | June 20, 2025 |
| July | July 18, 2025 |
| August | August 20, 2025 |
| September | September 19, 2025 |
| October | October 20, 2025 |
| November | November 20, 2025 |
| December | December 12, 2025 |
If you haven’t received your payment by these dates, you should wait for five business days before contacting the Canada Revenue Agency (CRA) for assistance.
In some cases, families who weren’t initially registered may still qualify for retroactive payments, which can go back as far as 10 years.
What is the Canada Child Benefit (CCB)?
The Canada Child Benefit is a non-taxable, monthly payment provided by the Canada Revenue Agency (CRA). It is designed to help families with children under the age of 18, specifically targeting low- and middle-income families.
The CCB was introduced in 2016 and has been indexed to inflation since 2018. The benefit aims to cover basic expenses, such as food, clothing, and housing, for eligible families.
Key Features of the CCB:
- The benefit is tax-free, meaning it is not counted as income when filing taxes.
- Payments are made based on the family’s adjusted net income, meaning higher-income households receive reduced benefits.
- The CCB can also be increased for families with children who have disabilities, under the Child Disability Benefit (CDB).
How Much Will You Receive from the CCB?
The amount you receive depends on several factors, including:
- The number of eligible children you have.
- The ages of your children (with children under 6 receiving higher benefits).
- Your adjusted family net income.
For the period July 2024 to June 2025, the maximum annual benefit is:
- $7,787 per child under 6 years old ($648.91 per month).
- $6,570 per child aged 6 to 17 ($547.50 per month).
Families whose income falls below $36,502 can receive the maximum benefit. For families with higher incomes, the CCB gradually decreases.
Who is Eligible for the CCB?
To qualify for the CCB, you must meet the following criteria:
- Be primarily responsible for the care and upbringing of at least one child under 18.
- Be a resident of Canada for tax purposes.
- Be a Canadian citizen, permanent resident, protected person, or have a valid temporary resident status.
Special Situations:
If you share custody of a child, you will receive 50% of the benefit you would get if you had full custody. Similarly, families with children who are eligible for the disability tax credit (DTC) may receive an additional benefit.
The Canada Child Benefit is a vital resource for families across the country, helping to ease the financial burden of raising children.
With increased payments for eligible families, especially those with younger children, the CCB continues to play a critical role in supporting low- to middle-income households.
Make sure to stay on top of your CCB payment dates and ensure your family receives the benefits they are entitled to.
FAQs
1. When will I receive my CCB payments for 2024 and 2025?
The payments are made monthly, with specific dates announced by the CRA. For 2024, payments begin in January 19, and continue throughout the year. In 2025, payments will begin on January 20.
2. Can I apply for the CCB if I don’t file taxes?
Yes, you can still apply for the CCB even if you don’t file taxes, but you must ensure you meet the eligibility criteria, and provide accurate information about your income.
3. What should I do if I miss a CCB payment?
If you miss a payment, wait for five business days before contacting the CRA. If you haven’t received your payment after this time, you may be entitled to retroactive payments.
