Ontario’s $140 Monthly Child Benefit Payment In January 2025 – Easy Steps To Claim & Check Your Payment Date

The Ontario Child Benefit (OCB) continues to be a lifeline for families, offering financial support to offset the costs of raising children.

With payments of up to $140 per child, families can ease their financial burdens while ensuring their children’s basic needs are met. This guide provides all the details about the January 2025 payment, including eligibility, application processes, and key dates.

Overview of the Ontario Child Benefit (OCB)

The Ontario Child Benefit is a tax-free payment that complements the Canada Child Benefit (CCB) to support low- to moderate-income families. Designed to ensure financial stability, the OCB targets families with children under the age of 18.

Feature	Details
Maximum Benefit	Up to $140 per month per child
Eligibility	Ontario residents, primary caregivers
Payment Date	January 20, 2025
Application Method	Through the Canada Child Benefit (CCB)
Income Threshold	Full benefit for incomes <$25,646; reduced for higher incomes
Source	Canada Revenue Agency (CRA)

The OCB works seamlessly with the CCB, providing comprehensive financial support through a unified system.

Eligibility Criteria

To receive the $140 monthly child benefit, you must meet the following requirements:

1. Ontario Residency
   You must live in Ontario.
2. Primary Caregiver
   You must be the primary person responsible for the care of a child under 18.
3. Canada Child Benefit (CCB) Eligibility
   Eligibility for the OCB is based on your CCB qualification, which requires:
   • Tax residency in Canada.
   • A valid Social Insurance Number (SIN).
4. Income Threshold
   • Families earning less than $25,646 qualify for the full $140 per child.
   • Benefits decrease for incomes above this threshold.
5. Tax Filing
   Both you and your spouse (if applicable) must file annual tax returns to remain eligible.

How to Apply

The OCB application is integrated with the Canada Child Benefit process, making it easy for families to apply for both programs simultaneously.

For New Parents

• Use the Newborn Registration Service to register your child’s birth and apply for the OCB.

For Existing Parents

• Log in to your CRA My Account.
• Complete the CCB Application Form (RC66).
• Your eligibility for the OCB will be automatically assessed.

Pro Tip:

Ensure your tax returns are filed annually to avoid disruptions in your payments.

Payment Details

1. January Payment Date
   • The January 2025 OCB payment will be disbursed on January 20, 2025.
2. Payment Method
   • Direct deposit (recommended for faster transactions).
   • Cheques (if direct deposit is not set up).
3. Payment Amount
   • The maximum monthly payment is $140 per child.
   • Families earning over $25,646 receive reduced payments.

Income	Monthly Benefit
<$25,646	Full $140 per child
$30,000 (example)	Reduced benefit

Filing Taxes to Ensure OCB Payments

Tax filing is crucial for determining eligibility and calculating the payment amount. Here’s why timely filing matters:

• Verifies Eligibility: Ensures you continue receiving benefits without interruptions.
• Accurate Payments: Updates your family’s financial details to reflect the correct amount.
• Avoids Delays: Late tax filings can disrupt payments, causing unnecessary stress.

Set reminders for tax deadlines and update your CRA account with any changes, such as a new job or marital status.

The Ontario Child Benefit is a vital support system for families across the province, ensuring financial stability and enhancing children’s well-being. With payments of up to $140 per child, the OCB helps families manage living expenses while fostering a secure environment for growth.

Stay informed about your eligibility, file your taxes on time, and check the January 20, 2025 payment date to ensure you receive your benefits without delay.

FAQs