The Canada Child Benefit (CCB) is a tax-free monthly payment designed to assist eligible families with raising children under 18.
In 2025, the Canadian government has announced a 2.7% increase in CCB payments to help families manage the rising cost of living.
Updated Benefit Amounts for 2025
For the 2025–2026 benefit year, the maximum annual CCB amounts are:
- Children under 6 years old: Increased to $7,997 per child, up from $7,787 in 2024.
- Children aged 6 to 17 years: Increased to $6,748 per child, up from $6,570 in 2024.
These adjustments aim to provide additional financial support to families, ensuring they can better meet their children’s needs.
Adjustments to the Phase-Out Threshold
The phase-out threshold—the income level at which CCB payments begin to decrease—has been raised to $37,487 for 2025, up from $36,502 in 2024.
This change allows more families to qualify for higher benefit amounts or experience a slower payment reduction as their income increases.
Child Disability Benefit (CDB) – Additional Support
Families with children eligible for the Disability Tax Credit will see an increase in the Child Disability Benefit.
The maximum annual CDB amount will rise to $3,411 in 2025, providing extra financial assistance to support the unique needs of these children.
Implementation Timeline
The updated CCB amounts will take effect starting July 2025. Payments will be calculated based on your 2024 tax return, so filing your taxes on time is crucial to ensure accurate benefit calculations and timely payments.
| Category | 2024 Maximum Amount | 2025 Maximum Amount | Increase |
|---|---|---|---|
| Children under 6 years | $7,787 | $7,997 | $210 |
| Children aged 6 to 17 years | $6,570 | $6,748 | $178 |
| Child Disability Benefit | $3,319 | $3,411 | $92 |
| Phase-out Threshold | $36,502 | $37,487 | – |
These enhancements to the Canada Child Benefit reflect the government’s commitment to supporting families amid economic challenges.
Adjusting benefit amounts and thresholds aims to provide meaningful assistance to those raising children, ensuring better financial stability and well-being for Canadian families.
FAQs
1. What is the Canada Child Benefit (CCB)?
The CCB is a tax-free monthly payment from the Canadian government to help eligible families with the cost of raising children under 18 years old.
2. How are CCB amounts determined?
CCB amounts are based on factors such as family income, number of children, and their ages. Lower-income families receive higher benefits, which gradually decrease as income increases.
3. When will the new CCB amounts take effect?
The increased CCB amounts will begin in July 2025, with payments based on your 2024 tax return. Timely tax filing is essential to receive accurate payments.
4. What is the Child Disability Benefit (CDB)?
The CDB is an additional payment for families caring for a child with a disability who is eligible for the Disability Tax Credit. It provides extra financial support to assist with the costs associated with raising a child with disabilities.
5. How does the phase-out threshold affect my CCB payments?
The phase-out threshold is the income level at which CCB payments start to decrease. For 2025, this threshold is set at $37,487, meaning families with an adjusted net income below this amount may receive the maximum benefit. As income rises above this threshold, the benefit amount gradually reduces.
